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Interest Free

Buy what you need now, pay over time with 0% interest*

Use a participating Latitude credit card to split a purchase into Interest Free payments, from 6 to 60 months at hundreds of retailers.

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0% Interest Free payment plans A response in about 60 seconds Pay it off early, no penalty
0% interest payment plans are available at participating retailers to approved applicants. T&Cs and a monthly credit card fee (currently $10.95, rising to $11.95 from 15 July 2026) apply. Other fees and charges may apply. Interest may apply to any balance remaining at the end of the plan period.2,3 See Important information below.
0% interest payment plans*A response in about 60 secondsPay it off early, no penaltyShop at hundreds of retailers
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the other way to pay
0%*then 19.99% p.a. when the promo ends
the latitude way
0%.
0% for the whole plan. not just the first few months.
try it. drag the term.
$250 /month
$3,000 over 12 months
interest, the whole way: 0%. it never moves.

Illustration only, not a quote. Equal monthly payments shown are the purchase amount divided by the plan term, rounded to the nearest dollar, and exclude the monthly credit card fee. Available plan terms vary by retailer and purchase amount.

Interest free with a participating Latitude Gem or GO Mastercard. Minimum monthly payments required; a monthly credit card fee and other charges apply. Pay the plan off within the interest free term or interest may apply. Consider the terms before applying. The comparison figure is an illustrative standard rate.

Interest Free

Why shop Interest Free?

Interest Free is a way to pay for a purchase over time at 0% interest, using a participating Latitude credit card. Pick a plan that suits you, from 6 to 60 months, and pay it off in equal monthly payments. A monthly credit card fee and T&Cs apply.

How it works

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Credit cards

All Latitude credit cards with Interest Free payment plans

Get the lowdown on the finer details before you apply.

Payment plans

Pay over time with Latitude Interest Free payment plans

The fees and terms are up front, then the three ways to pay.

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